Mortgage Calculator
Plan your Ontario home purchase with confidence. Estimate your monthly mortgage payment and see exactly how much home you can afford — then connect with Hamid & Simin to find the right property under RE/MAX.
Monthly Payment Calculator
Estimate your monthly mortgage payment.
Affordability Calculator
How much home can you comfortably buy?
Based on the 39% GDS / 44% TDS ratios Canadian lenders typically apply. Your actual approval depends on credit, income verification, and your lender.
Send me my numbers
Save your calculation and we'll walk you through next steps — from mortgage pre-approval to a tailored GTA home search under RE/MAX.
- Free mortgage pre-approval guidance
- Tailored listings within your budget
- Same-day calls with Hamid & Simin
Rate Sensitivity
A 1% rate drop on an $800K mortgage at 25 years saves roughly $480/month — move the sliders to see your numbers.
GDS & TDS Ratios
Lenders prefer housing costs (GDS) under 39% of gross income, and total debt (TDS) under 44%. Our affordability tool uses these limits.
Amortization Period
Shorter amortization means higher payments but far less interest paid over the life of the loan.
Ready to find the right home?
Once you know your budget, Hamid & Simin can set up a tailored search across the GTA and schedule viewings the same week.
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